iHealth Insurance Agency is licensed in 32 states and specializes in Mutual of Omaha Medicare Supplement (Medigap) plans — Plan G, Plan N, and High-Deductible Plan G. Independent agency. 17+ years of experience. Free quotes, simplified.
All Medigap plans are federally standardized — Plan G from Mutual of Omaha pays the same as Plan G from any other carrier. The difference is the carrier's premium, rate-stability history, and household discount. Here are the three plans most enrollees choose:
The most complete Medigap plan available to those newly eligible for Medicare. Predictable monthly premium; minimal out-of-pocket beyond the Part B deductible.
Best for: Enrollees who want maximum coverage and predictable costs. Most popular Medigap plan nationwide.
Lower monthly premium than Plan G with small copays at point of service. A strong value for healthy enrollees who don't see specialists frequently.
Best for: Healthy enrollees willing to absorb small office/ER copays in exchange for ~$30/mo lower premium than Plan G.
The lowest-premium Medigap option. Same comprehensive coverage as Plan G after you meet the federal $2,870 annual deductible (2026 amount).
Best for: Healthy enrollees who rarely use medical services and want catastrophic protection at a low monthly cost.
Don't see your state? Compare Medigap plans nationwide on InsureClicks — our network includes licensed Medigap agents in all 50 states.
In most of iHealth's licensed states, Mutual of Omaha gives you a 12% household discount on your Medigap premium when you live with a spouse, civil-union/domestic partner, or have lived with as many as three adults age 60+ for the past 12 months.
The discount applies for the life of the policy — it doesn't disappear after year one.
| Monthly Premium | 12% Discount | Annual Savings (Couple) |
|---|---|---|
| $130/mo each | −$15.60/mo each | $374.40 |
| $150/mo each | −$18.00/mo each | $432.00 |
| $180/mo each | −$21.60/mo each | $518.40 |
| $210/mo each | −$25.20/mo each | $604.80 |
Discount levels: 12% in most states; 10% in North Dakota; 7% two-person policy in select states (Maine, Oklahoma, and others). Eligibility verified at application.
A licensed iHealth agent will call you within one business day with rates from Mutual of Omaha and other top-rated carriers in your state. No fees. No obligation.
Mutual of Omaha Medicare Supplement Plans A, F, G, High-Deductible Plan G, and Plan N. The most popular plans for new enrollees are Plan G (most comprehensive available to those newly eligible), Plan N (lower premium with small copays), and High-Deductible Plan G (lowest premium for healthy enrollees). Plan F is only available to those eligible for Medicare before January 1, 2020.
In most states, Mutual of Omaha offers a 12% household discount when you live with a spouse, civil union/domestic partner, or have lived with as many as three adults age 60 or older for the past 12 months. The discount applies to your full premium for the life of the policy. North Dakota's discount is 10%, and a few states use a 7% two-person policy discount. For a couple paying $150/mo each on Plan G, the 12% discount saves over $432/year.
iHealth Insurance Agency is an independent agency based in Sunrise, Florida with 17+ years of experience helping individuals and families find affordable insurance. As an independent agency licensed in 32 states, iHealth compares Medigap plans across multiple top-rated carriers — including Mutual of Omaha (the agency's primary Medigap carrier) — to identify the best plan and price for each client's situation. Service is free; carriers pay the agency, not you.
Yes. iHealth's agents are paid by the insurance carrier when you enroll, never by you. The monthly premium you pay is identical whether you enroll directly with the carrier or through iHealth. No markup, enrollment fee, or service charge.
